A 29% processing fee will be applied to all refunds. This may take approximately two months. No refunds will be made if your paper has been accepted for a conference, a free electronic membership certificate has been emailed or a travelling Visa application is refused. All cancellations must be in writing, include Author's Name and Paper Title and be mailed to: Intellectbase International Consortium, 1615 Seventh Avenue North, Nashville TN 37208. Attn: Dr. David King (chair@intellectbase.org).